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Line of Credit Calculator
Estimate your LOC payments based on term, rate, and amount.
LOC Qualification Calculator
Time in Business
0–12 months
1–2 years
2+ years
Last Year Revenue
$2,500,000
Current Avg Revenue Per Month
$100,000
Industry
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Retail
Trucking
Construction
Healthcare
Services
Manufacturing
Restaurant
Professional Services
Other
Owner Credit Score
700
Business Entity Type
Sole Proprietor
LLC
Corporation
Legal Partnership
Calculate Qualification
Typical draw fee: ~0–3% per draw
Monthly maintenance: flat fee or % of line
Unused line fee: ~0–1% per year on undrawn portion
Interest: billed monthly on outstanding balance
Other Calculators
SBA Loan
Equipment Finance
Commercial Real Estate
Asset-Backed Lending
Line of Credit
Loan Refinance
EIDL Early Payoff
Business Health Score
Debt Service Coverage (DSCR)
Loan Options
Working Capital