The LTF Advisory Team – PG Strategic

The People Behind Your Roadmap

At PGS, every client works directly with advisors who've spent decades in lending, underwriting, and business finance - the same people whose names are on the deals.

Tony Golio
Tony Golio
Financial Analysis & Loan Prep

With more than 25 years in commercial lending and SBA underwriting, Tony specializes in evaluating the financial health and funding readiness of small and mid-sized businesses. Having underwritten for one of the nation's largest preferred SBA lenders, he's reviewed thousands of tax returns, financial statements, and lending packages, developing an exceptional ability to spot the issues that delay or kill an approval before they ever become a problem.

At PGS, Tony performs the detailed financial review that forms the foundation of every client's funding strategy, analyzing tax returns, P&Ls, balance sheets, cash flow, and supporting documentation to correct inconsistencies and position each business for the strongest possible funding profile. His relationships throughout the lending industry, combined with that underwriter's-eye precision, help clients avoid the delays and declines most businesses never see coming.

25+ Years in Commercial Lending Financial Analysis & Funding Readiness
Sean Hawley
Sean Hawley
Client Intake & Strategy

With 25+ years working alongside small and mid-sized businesses across logistics, construction, retail, and professional services, Sean brings a ground-level understanding of what it actually takes to get a deal done, not just theory, but the real operational realities business owners are navigating.

At PGS, Sean leads client intake and the systems behind it, ensuring every business that comes through the door is understood quickly and thoroughly before a single recommendation is made. He also manages the pipeline infrastructure that keeps LTF clients moving efficiently from first conversation to funded outcome.

25+ Years with SMBs Client Intake & Pipeline Strategy
Mack Bailey
Mack Bailey
Construction Financing & Project Capital

With decades of experience in construction financing and project capital, Mack specializes in helping contractors, developers, and growing businesses navigate the unique funding challenges that come with expansion. His practical understanding of the construction industry allows him to evaluate financing needs from both a business and project perspective, helping clients identify capital solutions that support sustainable growth.

As part of the PGS Advisory team, Mack provides guidance on construction-focused financing strategies, including project funding, equipment financing, working capital, and bridge solutions for businesses preparing for larger lending opportunities. His goal is to help clients secure the right capital at the right time while building a stronger financial position for future long-term financing.

Construction Financing Project Capital Strategy
Steve Amato
Steve Amato
Alternative Capital & Bridge Financing

Steve brings decades of experience in commercial and alternative financing, helping business owners identify practical funding solutions when traditional lending isn't yet the right fit. His expertise is in evaluating financing options, understanding lender requirements, and recommending the most effective path forward based on each client's unique situation and long-term objectives.

Steve specializes in identifying strategic bridge financing and interim capital solutions that keep businesses moving while they work toward their long-term funding goals. Whether that means a temporary solution or a transition from alternative financing into conventional lending, his focus stays on forward progress without losing sight of where the client is ultimately headed.

Alternative Lending Solutions Bridge Financing Strategy

Strategic Funding Starts Here.

Let’s build your game plan. Together.